A hospital stay is stressful enough without the costs piling on top. Hospital indemnity is a simple cushion for exactly those moments.
Who it’s for
People who want a cushion against the costs a hospital stay can bring.
What to weigh
It works alongside your main coverage; benefits and triggers vary by plan. We look at your main plan’s hospital costs first to see whether it’s worth it for you.
How Upstate helps
We explain whether it may make sense for you and compare the options our agency is appointed to offer.
Get local helpThis website provides general educational information and is not personalized insurance, legal, tax, or medical advice. Coverage, costs, provider networks, formularies, eligibility rules, and plan availability vary by plan and service area and may change each year.